Take charge of your finances

Get a customized financial assessment and action plan.

Make a wise money move

Our interactive Financial Assessment Tool instantly crunches your numbers to give you a detailed analysis of key areas of your finances—and suggests steps to improve them.
Spending
  
Can your income sustain your spending habits? The tool calculates your spend-to-income ratio so you can better manage your cash flow and ensure your spending syncs with your income.
    

  •    

Making improvements
   
The Financial Assessment Tool quickly calculates your results and presents you with an action plan that includes targeted ways to increase confidence in your financial future.
    

  •      

Protecting your future
  
Ease into tomorrow by getting a look at where your retirement account stands based on your unique factors and see if your life insurance coverage is enough to help protect what matters to you.
     

  •     

Saving
  
Are you saving enough? The Financial Assessment Tool lets you know if what you’re putting away could cover a couple rainy days or a big life change.
    

  •     

Paying down debt
  
Borrowing money is a part of financial adulting. But how much debt are you comfortable with? The tool analyzes your debt-to-income ratio to help you start making progress ASAP.
    

  •     

Take the next steps

1. Get the Upwise app
It's available in the App Store and Google Play.

2. Add your info
You can count on Upwise's bank-level security, including 256-bit encryption to keep your financial data safe.

3. See your results
Get an action plan to help you make progress where it's needed.

Link accounts with confidence

Our bank-level encryption keeps your data safe and confidential.                                                   

Learn more

Questions? 
Check out our FAQs 

You’ll be prompted to start your financial assessment when you log in to the app. If you dismiss the prompt, you can restart it later from the app’s home screen by clicking on the “plus” icon on the My Plan tile. You can also access the assessment tool from the Account tab in the Money section by clicking on the Financial Assessment tile.

Yes, you will need to link at least one checking account or credit card account to start the assessment. If you already have linked accounts in the app, you’ll be prompted to add other accounts as a part of the assessment.

We use the transaction data from your linked accounts to identify your income, spending and debts. If we are unable to identify this data due to lack of information from the linked accounts, you can also add the information manually.

Yes, you can continue the assessment from the Upwise app’s home screen or the Accounts tab in the Money section. Click the financial assessment tiles that are tagged as "In Progress."

Yes, you can update your plan from the app home screen or the Account tab in the Money section. Go to the My Plan tile and tap on "View Results." The action plan screen will be displayed. On this screen, you can tap on "Update Assessment." The Spend view will be displayed and you can change the manually entered values.

Yes. To edit your plan, go to the app’s home screen and click on the “Edit” button to remove tasks from your action plan. The next best action will be recommended to you.

Your assessment will not be updated when you link new financial accounts. You can always manually update the values you entered.

 Get started with the Financial Assessment Tool, now on Upwise.